Liquor Liability Insurance
Operations that serve alcohol face a significant liability exposure. In fact, if your business serves or furnishes alcohol, you are required by law to carry Liquor Liability insurance. Under the Dram Shop law, your company could be held liable for accidents caused by people you served alcohol to.
Liquor Liability insurance (Dram Shop insurance) is designed to protect business owners from the financial burden that can result from their alcohol-serving operation. It can reduce, if not eliminate, out-of-pocket bodily injury and property damage claims costs, allowing you to continue running your business with confidence. Note: General Liability policies typically exclude coverage for bodily injury and property damage related to alcohol consumption.
Operations We Cover
As part of our comprehensive insurance programs, Baldon Group provides the following establishments with Liquor Liability coverage:
- Hotels
- Taverns
- Convenience Stores
- Restaurants
- Nightclub
- Liquor Stores
- Bars
- Fraternal Clubs